"I've been through hard changes in life, let spending lift my spirits and drag our finances down. I remember money being and issue when I was growing up and I am ready to break the cycle for the future of my family. I'm done robbing Peter to pay Paul--I want the hard work I put in to pay off and to learn how to make the right decisions with money for our family future!"

–Margaret Davis


  • Reduce debt
  • Increase credit score
  • Plan for retirement
  • Start an emergency savings
  • Improve budgeting skills