Louisville woman files class-action suit over Target data breach - WDRB 41 Louisville News

Louisville woman files class-action suit over Target data breach

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LOUISVILLE, Ky. (WDRB) -- A Louisville woman has filed a federal class-action lawsuit against Target Corp. over the nationwide data breach that compromised up to 40 million credit and debit card numbers of consumers who shopped at the chain retailer from Nov. 27 to Dec. 15.

In a suit filed Wednesday in U.S. District Court in Louisville, Tricia Meeley's lawyers say she shopped at Target in Louisville "multiple times" in December using both her debit and credit cards.

In addition to negligence and breach of contract, the suit says Target violated the Kentucky Consumer Protection Act. The suit seeks to represent "all persons or entities in the state of Kentucky who have had personal or financial data stolen" from Target's computer network.

The suit, filed by Jasper Ward and Alex Davis of Jones Ward PLC, does not say whether Meeley's credit or debit cards have been fraudulently used since the data breach. But it notes that Meeley and the other shoppers' information "is at an increased risk of theft and unauthorized use."

"At this point, anyone whose card was stolen was damaged in some way, but damages can vary by individual class members," Ward said in an email to WDRB. "The key is that all of their data was stolen in the same way."

As a result of the breach, Meeley and the other shoppers have had to spend time, energy and money to "resolve these financial disruptions" by purchasing credit reports, credit monitoring and/or identity theft protection, the suit claims. They have "suffered consequential emotional distress (and) mental anguish," it says.

Target did not provide an immediate response to the suit.

When the breach was announced in December, some financial institutes took immediate action.

"We had about 7,500 debit cards and about 500 or fewer credit cards that we replaced, and we spent about $20,000," said John Rippy, Senior Vice President of Republic Bank.

Target recently announced the data breach was larger than first expected.

An additional 70 million customers had information such as their name, address, phone number and e-mail address hacked in the breach. This brings the number of compromised customers to 110 million.

Target sent an email to customers this week, apologizing for the inconvenience, and offering one year of free credit monitoring to its customers.

"They're doing the best they can. It's an unfortunate situation for Target and its consumers, but I know they did have the weekend where they did offer everybody a discount on all purchases," said Target customer Neal Crawford.

"I think that what we need to do is modernize the system in the U.S. and go to chip cards like that have in Europe and other places. There's a chip in your card that changes your number and it requires you to put a pin in," said Rippy.

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