Of all the advice I ever gave my children, the one nugget they seem to remember best is this: 

You can make the right decision 999 times, but a single bad decision can make everyone forget all the good ones, and follow you around for the rest of your life.

For an example, look no further than the sad case of Olympic swimmer Ryan Lochte.

Here was a young guy who had everything -- six Olympic gold medals, millions of fans, and million dollar endorsement deals with four sponsors, including names like Ralph Lauren and Speedo.

But now, everything about the former Golden Boy is tarnished - and the endorsement deals are gone -- all because of the single stupid decision he made one night during the Rio Olympics to commit a senseless act of vandalism and then make up a story about having been robbed at gunpoint.

Taken by itself, such moronic behavior isn't that big a deal. Nobody died, and restitution will be made. But from now until the day he dies, you can bet the first thing people will remember about Ryan Lochte won't be his swimming, but the dumb choice he made that brought him crashing down.

While it's too late for Ryan Lochte, if we can use his example for our kids, that we have to make good decisions every time, maybe it won't be too late for them.

I'm Bill Lamb and that's my Point of View.