LOUISVILLE, Ky. (WDRB) -- Louisville Metro Police say they've arrested three people after they were found with 86 prepaid debit cards that had been re-encoded with stolen credit card numbers.

According to an arrest report, it happened late Monday night, near the corner of Preston Highway and Outer Loop.

Police say they happened to be conducting a credit card skimming investigation, and saw 21-year-old Gerson Tamayo Morales driving a 2015 black Chrysler south on Preston Highway at speeds between 50-55 mph in a 35 mph zone.

When they stopped him, he allegedly gave officers consent to search his vehicle. 

Police say there were two other people inside the vehicle: 24-year-old Eldanis Figueredo-Estrada and 23-year-old Yumisleidy Echarte Ulloa. 

Among the three of them, police allegedly found several prepaid debit cards that had been re-encoded with stolen credit card numbers. Police say they found eight cards inside the sunglasses holder in the headliner of the vehicle. They allegedly found another eight in Tamayo Morales' wallet. Under the hood of the vehicle, police say they found a black zippered pouch next to the radiator, containing a stack of 70 re-encoded credit cards. 

Police say Figueredo-Estrada and Ulloa also had re-encoded prepaid debit cards in their possession when they were searched. Both of them were "in the U.S.A. on temporary status from Cuba and are a flight risk," according to the arrest reports.

They were all arrested. All of them face multiple counts of falsely making or embossing of a credit card.

Tomayo Morales was also charged with speeding.

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