L&N Jersey patches

Jersey patches for L&N Federal Credit Union will be worn on University of Louisville volleyball and football uniforms in the coming season.

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LOUISVILLE, Ky. (WDRB) — L&N Federal Credit Union’s name went first on Louisville’s volleyball arena, then its football stadium. Now it is moving onto the uniforms.

Louisville Athletics announced Thursday on its social media platforms that it is expanding its longstanding partnership with L&N to include the credit union’s branding on the competition jerseys of the Cardinals’ football and volleyball teams during the 2026-27 season.

Financial terms were not disclosed. WDRB has requested records detailing the financial terms of the expanded agreement through Kentucky’s Open Records Act.

The move adds another layer to what already is one of Louisville Athletics’ most significant corporate relationships.

L&N acquired naming rights to Louisville’s volleyball arena in 2019. Four years later, the school agreed to a 20-year, $41.3 million deal that put the credit union’s name on its football stadium and incorporated an extension of the volleyball arena agreement.

Under that deal, L&N’s annual payments began at $1.7 million in 2023 and increase by 2% each year, reaching approximately $2.5 million in the final year.

L&N also was the primary donor to Denny Crum Hall, the university’s athletics residence hall.

Louisville described the addition of jersey patches Thursday as a “natural extension” of the relationship, connecting L&N not only with the venues but with the teams that play in them.

The agreement comes as commercial advertising on college uniforms is quickly becoming another significant revenue source for athletic departments.

The NCAA approved commercial patches on Division I uniforms, equipment and apparel in January for non-championship competition. Since then, schools have struck deals ranging from relatively modest individual-sport agreements to packages worth tens of millions of dollars. Front Office Sports reported in July that most known agreements were valued in the low single-digit millions, though several of the largest brands in college sports have commanded far more. 

Notre Dame reportedly will receive between $18 million and $20 million annually from SoFi under a six-year agreement covering all of its athletic uniforms, while Ohio State’s all-sports agreement with JPMorganChase reportedly is worth approximately $17 million per year. 

Other agreements provide perhaps more useful comparisons for Louisville. Illinois reached a five-year, $30 million agreement with Busey Bank covering football and eight other sports, while Michigan State’s 10-year, all-sports agreement with MSU Federal Credit Union reportedly is worth approximately $40 million. 

Louisville’s announced arrangement is considerably narrower. For now, the school has said only that L&N patches will appear on football and volleyball uniforms, the same two programs whose home venues already carry the credit union’s name.

The announcement did not specify whether the jersey sponsorship is an amendment to L&N’s existing agreement with Louisville or a separate arrangement, nor did it say whether the patches will extend beyond the 2026-27 season.

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