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LOUISVILLE, Ky. (WDRB) -- With the end of the year approaching fast, do you have any expiring gift cards or store credits?

No big deal if you lose $20, but it is a big deal if it's an airline credit!

Flying anywhere these days can be expensive, so a flight credit is something you don't want to lose.

Most airlines, including Delta, United, and American, place a one year expiration date on their e-credits.

Delta's SkyMiles are not included in that list, which are good for years.

So in reality, an airline e-credit is really only your money for 12 months, so be sure to use it!

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