The study was funded by the Asclepius Initiative, a nonprofit pushing for a universally accessible, affordable and high-quality health care system.

The new plans go into effect Jan. 1, 2022 which allows people time to review plan details from the insurer. The switch to a state-based marketplace is expected to save Kentuckians $15 million.

Gov. Andy Beshear announced on Monday that kynect, a state-based health insurance exchange, is reopening on Nov. 1.